News & Industry Insights

The hidden perils of underinsurance

Unwittingly, too many businesses are risking their survival and making it very difficult to bounce back successfully from a major loss. Baker Jayne can offer easy access to specialist assessments and valuations The problem is underinsurance and insurers, brokers and their clients need to work together to ensure that

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Rise in Index Linking percentages

Rise in index linking percentages Many UK Property Owners insurers are about to impose dramatic increases in the index linking percentage rate, which is the amount premiums rise annually to reflect the growing costs of reinstatement. The rise is mainly driven by the increase in labour costs for building

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The Insurance Act 2015: What you need to know

On 12 February 2015 the Insurance Act 2015 received Royal Assent and was therefore officially law. The following summary is for ‘guidance’of what you need to know and what you should consider doing next. Current commercial insurance law is founded on the Marine insurance Act 1906, a statute comprised

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Small companies are not immune to costly cyber attacks

Managers of small and medium businesses who assume that only the biggest companies are targeted by cyber attacks have already made their first mistake. A third of small British businesses suffered a cyber breach in the past year, according to a a UK government study, while just under half

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Two-part Driving Licence renewal

In excess of two million drivers are committing offences on a daily basis by driving with expired licences, running the risk of being fined £1000 if they are caught and even more seriously, potentially rendering their motor insurance invalid. This problem has seemingly arisen since the introduction of photocard

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